:root{--navy:#0c1c34;--navy2:#112845;--blue:#1659a8;--blue2:#2474d3;--silver:#d9dde4;--ink:#142236;--muted:#6c788a;--soft:#f4f7fb;--line:#dfe5ed;--white:#fff;--success:#18794e;--shadow:0 24px 70px rgba(10,30,55,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);background:#fff}button,input,select,textarea{font:inherit}button{cursor:pointer}a{text-decoration:none;color:inherit}.topbar{height:82px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,28px);position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid rgba(223,229,237,.8)}.brand{display:flex;align-items:center;gap:14px}.brand img{width:48px;height:48px;border-radius:10px;object-fit:cover}.brand-copy{display:flex;align-items:baseline;gap:9px;letter-spacing:.08em}.brand-copy strong{font:800 24px 'Manrope',sans-serif;color:var(--navy)}.brand-copy span{font-size:12px;letter-spacing:.32em;color:#607087}.topbar nav{display:flex;align-items:center;gap:28px;font-size:14px;color:#435168}.nav-cta{padding:11px 18px;border-radius:999px;background:var(--navy);color:#fff!important}.hero{background:linear-gradient(130deg,#f7f9fc 0%,#fff 50%,#edf4fb 100%);padding:80px 5vw 70px;overflow:hidden}.hero-inner{max-width:1200px;margin:auto;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow,.section-kicker{font-size:12px;font-weight:700;letter-spacing:.22em;color:var(--blue);margin-bottom:16px}.hero h1{font:800 clamp(42px,5vw,68px)/1.04 'Manrope',sans-serif;letter-spacing:-.05em;margin:0;max-width:760px;color:#10223b}.hero-copy>p{font-size:19px;line-height:1.65;color:#5b697d;max-width:660px;margin:24px 0 30px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{border:0;border-radius:13px;padding:15px 22px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;transition:.2s ease}.btn:hover{transform:translateY(-1px)}.primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;box-shadow:0 12px 28px rgba(22,89,168,.22)}.secondary,.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}.dark{background:var(--navy);color:#fff}.trust-row{display:flex;gap:20px;flex-wrap:wrap;margin-top:28px;font-size:13px;color:#5d6b7c}.hero-card{border-radius:28px;background:var(--navy);padding:32px;box-shadow:0 32px 80px rgba(12,28,52,.25);position:relative;overflow:hidden}.hero-card:after{content:'';position:absolute;width:260px;height:260px;border-radius:50%;background:#1f64b7;filter:blur(80px);right:-120px;top:-100px;opacity:.5}.hero-logo-wrap{background:#0d203b;border:1px solid rgba(255,255,255,.08);border-radius:20px;overflow:hidden;position:relative;z-index:2}.hero-logo-wrap img{display:block;width:100%;aspect-ratio:1.5/1;object-fit:cover;object-position:center 45%}.hero-card-copy{position:relative;z-index:2;color:#fff;padding-top:22px}.hero-card-copy span{font-size:11px;letter-spacing:.24em;color:#aebdd0}.hero-card-copy strong{display:block;font:700 23px/1.4 'Manrope',sans-serif;margin-top:9px}.alliances{padding:62px 5vw;text-align:center;max-width:1100px;margin:auto}.insurer-logos{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}.logo-tile{border:1px solid var(--line);border-radius:18px;background:#fff;padding:24px;height:160px;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 34px rgba(20,34,54,.05)}.logo-tile img{max-width:100%;max-height:100%;object-fit:contain}.small-note{font-size:12px;color:#8a95a4;margin-top:18px}.process{background:var(--soft);padding:78px 5vw}.section-heading{max-width:1200px;margin:0 auto 35px}.section-heading h2,.funnel-top h2{font:800 clamp(30px,4vw,46px)/1.15 'Manrope',sans-serif;margin:0;color:var(--navy);letter-spacing:-.035em}.process-grid{max-width:1200px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.process-grid article{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px}.process-grid article>span{font:700 12px 'Manrope';color:var(--blue);letter-spacing:.18em}.process-grid h3{font:700 20px 'Manrope';margin:15px 0 8px}.process-grid p{margin:0;color:var(--muted);line-height:1.6}.funnel-section{padding:88px 5vw;background:linear-gradient(180deg,var(--navy) 0,var(--navy) 310px,#f5f7fa 310px)}.funnel-shell{max-width:1100px;margin:auto}.funnel-top{color:#fff;display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:32px}.funnel-top h2{color:#fff}.funnel-top p{margin:10px 0 0;color:#b9c5d5}.section-kicker.light{color:#86b8f1}.stepper{display:flex;align-items:center;gap:10px}.stepper i{width:60px;height:1px;background:rgba(255,255,255,.2)}.step-dot{display:grid;grid-template-columns:32px auto;align-items:center;gap:8px;color:#8290a4}.step-dot span{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;border:1px solid rgba(255,255,255,.25);font-weight:700}.step-dot small{font-size:11px}.step-dot.active{color:#fff}.step-dot.active span{background:var(--blue2);border-color:var(--blue2)}.wizard-card{background:#fff;border-radius:26px;box-shadow:var(--shadow);overflow:hidden}.wizard-step{display:none;padding:42px}.wizard-step.active{display:block}.wizard-heading{margin-bottom:30px}.pill{display:inline-block;padding:7px 10px;border-radius:999px;background:#edf4fd;color:var(--blue);font-size:10px;font-weight:800;letter-spacing:.14em}.wizard-heading h3{font:800 30px 'Manrope';letter-spacing:-.03em;margin:14px 0 7px;color:var(--navy)}.wizard-heading p{margin:0;color:var(--muted)}.interest-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:28px}.interest-card{border:1px solid var(--line);background:#fff;border-radius:16px;text-align:left;padding:18px;min-height:130px;display:flex;flex-direction:column;align-items:flex-start;transition:.18s}.interest-card:hover{border-color:#9fc3eb;box-shadow:0 12px 28px rgba(23,89,168,.08)}.interest-card.selected{border:2px solid var(--blue);background:#f6faff}.interest-card b{font:700 17px 'Manrope';color:var(--navy)}.interest-card span{font-size:13px;color:var(--muted);margin-top:6px;line-height:1.4}.interest-card em{font-style:normal;font-size:12px;font-weight:700;color:var(--blue);margin-top:auto;padding-top:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:8px}.field.full{grid-column:1/-1}.field span{font-size:12px;font-weight:700;color:#526176}.field input,.field select,.field textarea{width:100%;border:1px solid #d8e0ea;border-radius:11px;padding:13px 14px;outline:none;background:#fff;color:var(--ink);transition:.15s}.field input:focus,.field select:focus,.field textarea:focus{border-color:#78a9df;box-shadow:0 0 0 3px rgba(36,116,211,.08)}.consent,.legal-note,.submission-note{font-size:11px;line-height:1.55;color:#8a95a4}.wizard-actions{display:flex;justify-content:space-between;gap:12px;margin-top:30px}.wizard-actions.end{justify-content:flex-end}.wizard-actions .btn{min-width:150px}.sim-layout{display:grid;grid-template-columns:320px 1fr;gap:24px}.sim-controls{background:#f6f8fb;border:1px solid var(--line);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:15px}.money-input{display:flex;align-items:center;border:1px solid #d8e0ea;border-radius:11px;background:#fff;padding-left:14px}.money-input input{border:0!important;box-shadow:none!important}.money-input b{color:#6b7788}.full-btn{width:100%}.result-panel{border:1px solid var(--line);border-radius:18px;padding:28px;background:linear-gradient(145deg,#fff,#f8fbff)}.result-label{font-size:12px;color:#6c788a}.big-number{font:800 clamp(34px,5vw,54px) 'Manrope';letter-spacing:-.05em;color:var(--navy);margin-top:6px}.result-age{font-size:13px;color:var(--blue);font-weight:700;margin-top:3px}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}.result-grid div{background:#fff;border:1px solid #e5eaf0;border-radius:12px;padding:14px}.result-grid span{display:block;font-size:11px;color:#778397}.result-grid strong{display:block;font-size:15px;margin-top:5px;color:#27364a}.mini-chart{height:170px;margin-top:18px}.mini-chart canvas{width:100%;height:100%}.config-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fbfcfe}.selected-product{display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#fff;padding:16px 18px;border-radius:12px;margin-bottom:20px}.selected-product span{font-size:12px;color:#aec0d4}.selected-product strong{font:700 18px 'Manrope'}.booking-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.calendar-card,.times-card{border:1px solid var(--line);border-radius:18px;padding:20px;background:#fff}.calendar-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}.calendar-head button{width:36px;height:36px;border-radius:10px;border:1px solid var(--line);background:#fff;font-size:24px}.calendar-head strong{font:700 17px 'Manrope'}.weekdays,.calendar-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:6px}.weekdays span{text-align:center;font-size:10px;color:#8a95a4;padding:6px 0}.day{aspect-ratio:1;border:0;border-radius:10px;background:#f7f9fb;color:#344258;font-size:13px}.day:hover:not(:disabled){background:#eaf3ff;color:var(--blue)}.day:disabled{background:transparent;color:#c8cfd8;cursor:default}.day.selected{background:var(--blue);color:#fff;font-weight:700}.day.today{box-shadow:inset 0 0 0 1px #8ab6e8}.times-label{font-size:11px;color:#8390a2}.times-card h4{font:700 20px 'Manrope';margin:7px 0 18px}.times-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.time-btn{border:1px solid var(--line);background:#fff;border-radius:10px;padding:11px;font-size:13px}.time-btn:hover,.time-btn.selected{border-color:var(--blue);background:#eff6ff;color:var(--blue);font-weight:700}.meeting-info{margin-top:18px;background:#f6f8fb;border-radius:12px;padding:14px}.meeting-info span,.meeting-info small{display:block;color:#7c8899;font-size:11px}.meeting-info strong{display:block;margin:4px 0;font-size:14px}.lead-summary{border:1px solid #dce6f1;background:#f7fbff;border-radius:16px;padding:18px;margin-top:20px}.summary-title{font:700 15px 'Manrope';color:var(--navy);margin-bottom:8px}.summary-lines{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;font-size:12px;color:#5b687a}.summary-lines strong{color:#26354a}.success-step{text-align:center;padding:70px 30px}.success-icon{width:64px;height:64px;border-radius:50%;background:#e7f7ef;color:var(--success);font-size:32px;font-weight:800;display:grid;place-items:center;margin:0 auto 22px}.dark-text{color:var(--blue)}.success-step h3{font:800 34px 'Manrope';margin:6px 0 10px}.success-step p{color:var(--muted)}.success-actions{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:28px}footer{background:#08182d;color:#fff;padding:36px 5vw;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}.footer-brand{display:flex;align-items:center;gap:13px}.footer-brand img{width:46px;height:46px;border-radius:9px}.footer-brand strong{display:block;font:700 15px 'Manrope';letter-spacing:.12em}.footer-brand span{display:block;color:#8fa2ba;font-size:11px;margin-top:4px}.footer-copy{font-size:12px;color:#a6b4c6}.footer-legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.08);padding-top:18px;font-size:10px;color:#74879f}
@media(max-width:900px){.topbar nav a:not(.nav-cta){display:none}.hero{padding-top:48px}.hero-inner{grid-template-columns:1fr}.hero-card{max-width:520px}.process-grid{grid-template-columns:1fr}.funnel-top{align-items:flex-start;flex-direction:column}.sim-layout,.booking-layout{grid-template-columns:1fr}.interest-grid{grid-template-columns:1fr 1fr}.step-dot small{display:none}.stepper i{width:34px}}
@media(max-width:600px){.topbar{height:70px;padding:0 16px}.brand img{width:42px;height:42px}.brand-copy strong{font-size:20px}.brand-copy span{font-size:9px;letter-spacing:.22em}.topbar nav{gap:0}.nav-cta{padding:10px 14px;font-size:12px}.hero{padding:46px 18px 45px}.hero h1{font-size:40px}.hero-copy>p{font-size:16px}.hero-actions .btn{width:100%}.trust-row{gap:10px;flex-direction:column}.hero-card{padding:18px;border-radius:20px}.alliances,.process{padding-left:18px;padding-right:18px}.insurer-logos{grid-template-columns:1fr}.logo-tile{height:125px}.funnel-section{padding:58px 12px;background:linear-gradient(180deg,var(--navy) 0,var(--navy) 330px,#f5f7fa 330px)}.funnel-top{padding:0 8px}.wizard-step{padding:26px 18px}.interest-grid{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.result-grid{grid-template-columns:1fr 1fr}.big-number{font-size:38px}.wizard-actions{flex-direction:column-reverse}.wizard-actions .btn{width:100%}.times-grid{grid-template-columns:1fr 1fr}.summary-lines{grid-template-columns:1fr}footer{grid-template-columns:1fr}.footer-copy{justify-self:start}.footer-legal{grid-column:auto}}


/* CTA WhatsApp / Cotizar */
.whatsapp-cta,.whatsapp-btn{background:#20b85a!important;color:#fff!important;border-color:#20b85a!important;box-shadow:0 10px 24px rgba(32,184,90,.20)}
.whatsapp-cta:hover,.whatsapp-btn:hover{background:#169b49!important;border-color:#169b49!important;transform:translateY(-1px)}
.interest-card.selected{border-color:var(--blue)!important;background:var(--blue)!important;box-shadow:0 12px 30px rgba(36,116,211,.22)}
.interest-card.selected b,.interest-card.selected span,.interest-card.selected em{color:#fff!important}
.quote-strip{max-width:1200px;margin:0 auto;padding:28px 5vw;display:flex;align-items:center;justify-content:space-between;gap:24px;background:#fff}
.quote-strip div{display:flex;flex-direction:column;gap:3px}.quote-strip span{font-size:12px;color:var(--muted)}.quote-strip strong{font:700 21px 'Manrope',sans-serif;color:var(--navy)}
.floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:999;display:flex;align-items:center;gap:9px;background:#20b85a;color:#fff;text-decoration:none;border-radius:999px;padding:12px 17px 12px 11px;box-shadow:0 14px 36px rgba(0,0,0,.25);font-size:14px;transition:.18s}
.floating-whatsapp:hover{background:#169b49;transform:translateY(-2px)}.wa-icon{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#20b85a;font-size:10px;font-weight:900;letter-spacing:-.02em}.floating-whatsapp strong{font-weight:800}
@media(max-width:600px){.quote-strip{padding:24px 18px;flex-direction:column;align-items:stretch}.quote-strip .btn{width:100%}.floating-whatsapp{right:14px;bottom:14px;padding:10px 14px 10px 9px}.wa-icon{width:32px;height:32px}}

/* ANG cotizador v2 */
.profile-tabs{display:grid;grid-template-columns:1fr;gap:8px}.profile-tabs button,.method-tabs button{border:1px solid var(--line);background:#fff;border-radius:11px;padding:11px 12px;text-align:left;color:var(--ink);font-weight:700}.profile-tabs button small{display:block;font-weight:500;color:#8490a0;margin-top:3px}.profile-tabs button.selected,.method-tabs button.selected{background:var(--blue);border-color:var(--blue);color:#fff}.profile-tabs button.selected small{color:#dbeaff}.range-money{display:grid;gap:10px}.range-money input[type=range],.field input[type=range]{padding:0;border:0;box-shadow:none;accent-color:var(--blue)}.field-help{font-size:10px;color:#8390a2}.range-labels{display:flex;justify-content:space-between;align-items:center;font-size:11px;color:#8290a2}.range-labels b{font-size:14px;color:var(--navy)}.locked-box{display:grid;gap:8px;border:1px dashed #c8d4e2;background:#eef3f8;border-radius:13px;padding:12px}.locked-box div{display:flex;justify-content:space-between;gap:12px}.locked-box span{font-size:10px;color:#778497}.locked-box strong{font-size:11px;color:#35445a}.result-brand-row{display:flex;align-items:center;justify-content:flex-end;gap:10px;margin-bottom:16px}.result-brand-row img{height:34px;max-width:120px;object-fit:contain}.result-brand-row img:first-child{width:34px;border-radius:8px}.result-brand-row span{color:#9aa6b6}.highlight-message{margin-top:22px;padding:16px 18px;border-radius:14px;background:linear-gradient(135deg,#0c1c34,#173b66);color:#fff;display:grid;grid-template-columns:auto 1fr;gap:4px 12px;align-items:baseline}.highlight-message span{font-size:11px;color:#b9c8d9}.highlight-message strong{font:800 18px 'Manrope';justify-self:end}.savings-config{margin-bottom:18px;background:#f4f8fd;border:1px solid #dbe7f4;padding:18px;border-radius:14px}.meeting-method{margin-top:18px;background:#f6f8fb;border-radius:14px;padding:15px}.meeting-method>span{display:block;font-size:11px;color:#7c8899;margin-bottom:9px}.method-tabs{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:12px}.method-tabs button{text-align:center;font-size:12px}.meeting-method .field{margin-top:10px}.meeting-method #officeInfo{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px}.meeting-method #officeInfo strong,.meeting-method #officeInfo small{display:block}.meeting-method #officeInfo small{color:#788597;margin-top:4px;line-height:1.4}.success-plan-card{max-width:620px;margin:26px auto 0;background:#f4f8fd;border:1px solid #d9e6f3;border-radius:18px;padding:20px}.success-plan-card span,.success-plan-card small{display:block;color:#6e7d90}.success-plan-card strong{display:block;font:800 clamp(28px,5vw,42px) 'Manrope';color:var(--navy);margin:5px 0}.success-plan-card small{font-size:11px}.interest-card em{font-style:normal;font-size:11px;font-weight:700;color:var(--blue);margin-top:auto;padding-top:12px}.profile-grid{margin-top:8px}
@media(max-width:600px){.result-brand-row{justify-content:flex-start}.highlight-message{grid-template-columns:1fr}.highlight-message strong{justify-self:start}.method-tabs{grid-template-columns:1fr}.success-actions .btn{width:100%}}

/* Rediseño ANG Patrimonial: solidez, bienestar y color limpio */
:root{--navy:#07182e;--navy2:#0d2d4f;--blue:#176e85;--blue2:#23a0a5;--gold:#c8a45a;--sage:#6f9485;--coral:#d9826b;--soft:#f5f8f7;--shadow:0 24px 70px rgba(7,24,46,.14)}
.hero{min-height:680px;display:flex;align-items:center;background:linear-gradient(90deg,rgba(3,16,34,.96) 0%,rgba(5,25,49,.86) 45%,rgba(5,25,49,.18) 76%),url('assets/retiro-pleno.png') center/cover no-repeat}.hero-inner{width:100%;grid-template-columns:minmax(0,700px) 1fr}.hero-card{display:none}.hero h1{color:#fff}.hero-copy>p{color:#d8e3ea}.hero .eyebrow{color:#e2c77f}.hero .trust-row{color:#d7e2e9}.primary{background:linear-gradient(135deg,#176e85,#23a0a5);box-shadow:0 12px 28px rgba(23,110,133,.24)}
.product-stories{padding:92px 5vw 104px;background:linear-gradient(180deg,#fff,#f4f8f7)}.section-heading.centered{text-align:center;max-width:760px}.section-heading.centered p{color:var(--muted);font-size:17px}.story-grid{max-width:1200px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.story-card{background:#fff;border:1px solid #e3e9e7;border-radius:24px;overflow:hidden;box-shadow:0 20px 48px rgba(13,45,79,.08);transition:.22s}.story-card:hover{transform:translateY(-4px);box-shadow:0 28px 58px rgba(13,45,79,.13)}.story-card img{width:100%;height:240px;object-fit:cover;display:block}.story-card>div{padding:25px}.story-card span{font-size:10px;font-weight:800;letter-spacing:.18em;color:var(--gold)}.story-card h3{font:750 22px 'Manrope';color:var(--navy);margin:9px 0}.story-card p{color:var(--muted);line-height:1.65;margin:0 0 18px}.story-card a{font-weight:800;color:var(--blue)}
.lead-gate{display:grid;grid-template-columns:.9fr 1.1fr;gap:35px;align-items:center;background:#fff;border-radius:26px;padding:38px;box-shadow:var(--shadow)}.gate-copy h3{font:800 32px/1.15 'Manrope';color:var(--navy);margin:15px 0 10px}.gate-copy p{color:var(--muted);line-height:1.7}.gate-form{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:#f5f8f7;border:1px solid #dfe8e5;padding:22px;border-radius:18px}.gate-form .privacy-check,.gate-form .privacy-note,.gate-form .full-btn{grid-column:1/-1}.privacy-check{display:flex;gap:10px;align-items:flex-start;font-size:11px;color:#607182;line-height:1.5}.privacy-check input{margin-top:3px}.privacy-note{font-size:10px;color:#84919f;text-align:center}.wizard-card.is-locked{display:none}.fixed-rate{padding:16px;border-radius:14px;background:linear-gradient(135deg,#0d2d4f,#176e85);color:#fff;box-shadow:0 12px 28px rgba(7,24,46,.16)}.fixed-rate span,.fixed-rate small{display:block}.fixed-rate span{font-size:10px;letter-spacing:.08em;color:#c8dce3}.fixed-rate strong{display:block;font:800 25px 'Manrope';color:#f1d58c;margin:5px 0}.fixed-rate small{font-size:10px;color:#d3e1e5}.locked-box{border-color:#c8a45a;background:#fbf8ef}.result-panel{background:linear-gradient(145deg,#fff,#f2f8f7);border-color:#d9e6e2}.big-number{color:#0d5364}.funnel-section{background:linear-gradient(180deg,var(--navy) 0,var(--navy) 340px,#f3f7f6 340px)}
@media(max-width:900px){.hero{min-height:620px;background-position:62% center}.hero-inner{grid-template-columns:1fr}.story-grid{grid-template-columns:1fr 1fr}.lead-gate{grid-template-columns:1fr}}
@media(max-width:600px){.hero{min-height:660px;background-position:68% center}.story-grid{grid-template-columns:1fr}.product-stories{padding:68px 18px}.story-card img{height:220px}.lead-gate{padding:25px 18px}.gate-form{grid-template-columns:1fr}.gate-form .privacy-check,.gate-form .privacy-note,.gate-form .full-btn{grid-column:auto}}